A different type of financing

Did you know that the average homeowner spends close to $1,300 a year on utility bills? Did you also know that an energy-efficient home with proper insulation, high efficiency heating and cooling systems, and energy efficient windows, can lower your utility bills by 10 to 50 percent? Not only that but, some banks offer special financing for someone buying an Energy Star rated home! You can often get up to 2% more financing even with the same qualifications as you would use on a "regular" home simply due to the lender understanding the utility savings of an energy efficient home. It is also often possible to get "built in" financing if you are buying a home that you will be upgrading the energy efficiency in, once you move in! With this special financing there is no required extra amount down, or second appraisal. Check with your lender today to find out all of your mortgage options!